HC411R - Health
Insurance for Younger Adults
This is Healthcare 411. If you’re under 30 and have chosen not to have
health insurance, we have information for you. More after this.
Hello, I’m Debi Thomas. As an Olympic skater I learned how important it was
to take care of any injuries I received on and off the ice. Now, as a doctor
and a surgeon I know that getting early treatment for many conditions such
as diabetes, high blood pressure and osteoporosis can improve and even save
If your loved ones haven’t had a check-up recently, urge them to make an
appointment today, or make one for them. You might just save a life. Call
This is Healthcare 411. Nearly 50 percent of high school graduates who don’t
go to college don’t have health insurance during their first year after high
school. And 40 percent of college graduates lose their parents’ insurance
after graduation. AHRQ Director Dr. Carolyn Clancy
Not having insurance is a problem regardless of family income. Many young
people start entry-level jobs that don’t offer insurance or they’re in jobs
that offer insurance that’s too expensive for them to afford.
Also, many in this age group choose not to have health insurance because
they say they never get sick.
Young people often don’t worry about their health care, particularly chronic
illnesses. However, they’re at higher risk for sports injuries, or car or
motorcycle accidents. In addition, young women who are contemplating
pregnancy should consider what types of health benefits they might need.
So what should young people do about health insurance?
They need to examine their options and what they can afford by speaking to
their parents and other trusted sources. Also, a new guide from AHRQ can
answer questions about health insurance and help find a plan that’s right
To get your free copy of Question and Answers About Health Insurance,
go to ahrq.gov/consumer.
I’m Debra James. Healthcare 411 is produced by the Agency for Healthcare
Research and Quality, part of the U.S. Department of Health and Human